What We Do
Investment Strategy
Just as no two people are alike, neither are any two investment strategies that we create. Sitting down with you and your family, we take the time to understand your unique goals and issues and to learn more about your concerns around your wealth and your life. What are your plans and goals? What are the risks and opportunities most relevant to you? How do you currently address these matters? What would you like to change?
Our investment philosophy is primarily value driven and seeks to identify companies or investment opportunities selling for less than their intrinsic value. Your investments will be diversified across a range of assets to ensure we maximize any opportunities while managing risks in line with your requirements.
In order to put together your customized investment portfolio we consider income needs, liquidity requirements, investment time horizons, rate of return objectives, tax considerations and risk tolerance. We also consider any other existing investments you may have and your current financial condition. We utilize investment vehicles including but not limited to: equity securities, exchange-traded funds, mutual funds, options contracts, and Government and Corporate bonds. We manage our accounts on a discretionary basis to fit the needs of each individual client.
Easy 24/7 tracking and reporting is made available for you to check the performance of your investment portfolio and monitor the ongoing status of your wealth management plan. Perhaps most importantly, we make ourselves available whenever needed to meet with you to discuss what’s on your mind and talk through how we can continue to help you stay on track.
Fees and Compensation
Fees for individually managed accounts are based on Assets Under Management (AUM). Fees are billed monthly and are calculated as an annualized percentage of the net liquidation value of your account. There are no minimum account balances and no minimum monthly fees. Structuring our fees as a percentage of AUM helps align the best interests of our clients with our own as our total fees only increase in line with your account balance.
Where is my money held?
Our clients funds are held at Interactive Brokers (IB) – our designated custodian. IB is a publicly traded multinational brokerage firm. Their role is to hold assets and facilitate deposits, withdrawals and billings. They also execute trades and provide monthly statements, activity reports and all tax reporting documents. Clients will have 24/7 access to all statements, portfolio balances and tracking tools through the IB website and mobile app.